First, rentership for citizens over 50 years of age has been rising.  In 1990 the rate was 23% and today the rate has risen to over 26%.  The recent financial crisis should drive this percentage up significantly on wealth loss alone.  Further, the effect of the crisis has sharply reduced the expectation that the home is a good repository for wealth.  The two factors together could push over 50 rentership by 10% to 15%.  We expect the percentage is likely to increase from the  2006 level of 26% to a leve that could grow to 35% or more over the next few years.

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